Pet insurance is a popular option for those who want to ensure their pets are covered in case of illness or injury. However, not all pet insurance companies are created equal. One of the companies that has gained attention in recent years is Fetch, but the question remains: is Fetch pet insurance legit? In this article, we will review Fetch pet insurance to determine if it is a reputable and reliable provider for pet owners.
Understanding Pet Insurance
Pet insurance is an investment in your furry friend’s future. It provides financial protection against unexpected vet bills and allows you to make the best medical decisions for your pet without worrying about the cost. However, with so many pet insurance providers on the market, it can be challenging to know which one to choose. This article will explore whether Fetch Pet Insurance is a reliable provider and help you make an informed decision.
What is Fetch Pet Insurance?
Fetch Pet Insurance is an online provider that offers pet insurance policies for dogs and cats. They are underwritten by United States Fire Insurance Company, which is rated A (Excellent) by A.M. Best. Fetch offers two types of policies: accident-only coverage and comprehensive coverage. Accident-only coverage covers injuries resulting from accidents, while comprehensive coverage includes accidents and illnesses.
Features of Fetch Pet Insurance
Fetch Pet Insurance policies include the following features:
- Customizable annual limits
- No upper age limit for enrollment
- 24/7 customer service
- Flexible deductible options
- No veterinary exam required for enrollment
- Coverage for chronic and recurring conditions
Fetch Pet Insurance is a legitimate pet insurance provider. They are underwritten by a reputable insurance company and offer comprehensive pet insurance policies. Fetch has an A+ rating with the Better Business Bureau and has received positive reviews from customers.
Pros and Cons of Fetch Pet Insurance
Before deciding on Fetch Pet Insurance, it’s essential to consider the pros and cons:
Pros:
- Customizable annual limits allow you to tailor your policy to fit your budget and pet’s needs.
- No upper age limit for enrollment means you can insure your pet at any age.
- Coverage for chronic and recurring conditions provides peace of mind for pet owners who have pets with pre-existing conditions.
- 24/7 customer service ensures that you can always reach someone for assistance.
Cons:
- Fetch Pet Insurance doesn’t cover wellness and routine care, which means you’ll need to pay for those expenses out of pocket.
- The waiting period for illness coverage is 14 days, which means you’ll need to wait two weeks before making a claim for an illness.
- The deductible for Fetch Pet Insurance is per incident, which means you’ll need to pay the deductible for each claim you make.
- Fetch Pet Insurance doesn’t cover pre-existing conditions.
FAQs – Is Fetch Pet Insurance Legit
Fetch Pet Insurance is a provider of pet insurance coverage plans for dogs and cats. It offers different policies that cater to various needs and preferences of pet owners. The company aims to help pet owners provide their furry friends with quality medical care, without having to worry about the cost of treatment.
Is Fetch Pet Insurance a legit insurance provider?
Yes, Fetch Pet Insurance is a legitimate insurance provider. It is regulated by the California Department of Insurance, and it operates in all 50 states in the US. The company has been accredited by the Better Business Bureau since 2019 and has an A+ rating from the organization. Fetch Pet Insurance is backed by Petplan, one of the largest pet insurance providers in the world.
What services does Fetch Pet Insurance offer?
Fetch Pet Insurance offers different levels of coverage plans that cater to various needs and preferences of pet owners. Its coverage includes accidents, illnesses, hereditary conditions, and prescription medication. The company also offers an optional preventive care plan that covers routine wellness check-ups, vaccines, and screenings. Moreover, the policies provide coverage for emergency care, hospitalization, surgery, and diagnostic testing.
What are the benefits of Fetch Pet Insurance?
Fetch Pet Insurance offers several benefits, such as easy online claims submission, fast processing time, and customizable coverage plans. The company has a mobile app that allows pet owners to manage their policies, track claims, and locate nearby providers. Fetch Pet Insurance also offers a 24/7 customer support hotline that pet owners can call if they have any questions or concerns.
How much does Fetch Pet Insurance cost?
The cost of Fetch Pet Insurance varies depending on the level of coverage plan and the pet’s age, breed, and health status. The company offers a personalized quote tool on its website, which allows pet owners to get an estimate of their policy’s cost. Fetch Pet Insurance also offers a 30-day money-back guarantee, which means that pet owners can cancel their policy within 30 days of enrollment and receive a full refund of premiums paid.
